Your savings can build in many ways here at Morton Credit Union. Every member starts with a basic savings account to begin their relationship with us. Visit with us to determine the best accounts for your future plans. We offer debit cards with your checking account to help make purchases quick and easy. We want to help you build a solid future with solid financial products and services right here at Morton Credit Union.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to copy your driver’s license or other identifying documents.

When you open a new account, have the following information ready:

• Name
• Address
• Date of Birth
• Driver’s License
• Social Security Card
• Other Identifying Documents

Check Cashing:
Members will be eligible for free check cashing when they: 1. Have a total savings balance of $100 or greater OR 2. Have other active accounts (checking, IRA, loan, Certificates). Members not meeting the above may be subject to a check cashing fee at the rate of $1.00 per hundred to cash any check or withdrawal of their entire direct deposit. Minimum charge is $1.00. No two party checks will be cashed unless there are sufficient funds in your account to cover them. Service fee on checks cashed or deposited that have been returned for any reason: $1.00 – $500 = $10 Fee, $501 and above = $15 Fee. We reserve right to not redeposit the check.
Miscellaneous Checking Information:
Your account may be forced closed after 3 instances of overdrafts or returned items. Service fees are withdrawn on the last day of the month. If an EAC account is closed by the member or the Credit Union, any outstanding checks from that date are returned and if a fee is accessed by our depositor then that fee will be passed to the pertaining member. Credit applications are required for all checking lines of credit or overdraft protection and may be requested for approval of an expandacheck account. A fee may be required. No services fees for full time students and members 65 and older.